Kotak Jifi




Everything’s online; right from shopping to banking. But, when it comes to a hassle-free experience, you can count on fingers the online portals offering that to you. I’ve had a tough time, especially when it comes to online banking. More than half of the time, I ended up calling the customer care for something or the other and who wants to go through the IVR menu over and over again? It had been a troublesome experience till the time I signed up for JIFI from Kotak Mahindra bank.

Elated to know about ‘No minimum balance’

My only worry had been to maintain the minimum balance in all the accounts that I own. But, Kotak Jifi gives me the liberty to stay happy with a zero balance as maintaining some specific amount is not a mandate. Isn’t it an exciting news for students, bachelors or people like me who own multiple bank accounts?

Bank details, just a  tweet away

Kotak Mahindra is the world’s first socially powered bank account. For digitally equipped and tech savvy people, Kotak Jifi has brought in a storm of changes. All your account information like account balance, transaction history, and much more is just a tweet away. It made my life simpler. Really! With twitter software on my smartphone, I can easily have a hand on access to my bank account.

Baffling reward options

Each time you make a transaction or share it socially, you earn points. The best part about the transaction points in Jifi is that they actually mean money back in your account and there are no strings attached. And as far as redeem points are concerned, you can redeem it instantly at your favorite shopping or eatery junction.

Some exclusives

The Kotak mobile app offers a plethora of shopping and dining offers. I do not miss a chance to go for them as nothing could be more interesting than grabbing’em.

A daily accountant

You need not worry about your expenses anymore and have a gala time with your family. You can get an instant update of all the transactions through your account from anywhere in hardly any time. Not just that, but also the details of the expenses incurred.

Sign up benefits

Sign up benefits are the common trend among online shopping portals. Gifts and vouchers are usually what the sites give away to earn  new customers. But, here I got more than one option to choose from and each option was well rewarded. It really confused me in the beginning, but guess I made a smart choice of choosing the ‘Transactional Loyalty’, wherein I was awarded 25 transaction points for every online transaction of value Rs. 500. Knowing my purchasing capacity through online shopping portals, I preferred to choose this and I guess I made the right decision.

Transformed my views about Online Banking

Always a grudging and a grumbling experience with online banking is now transformed to a smoother and tension free banking. I’m completely gaga over Kotak Jifi and would not miss a chance to tell people to go for it https://www.kotakjifi.com/. I’ve had experiences with multiple banks and for them, I’ve even ended up complaining on various forums, but nothing really works and you end up elevating your blood pressure. So, guys and gals and all you ladies and gentlemen out there, please do not rush into opening an account. See for yourself, how this new-age account has changed the way we bank and how socially equipped we are.

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